:::SHILPA::::

Particulars	Dec 2024 Rs.Cr	Sep 2024 Rs.Cr	Jun 2024 Rs.Cr	Mar 2024 Rs.Cr
Interest Earned	76,006.88	74,016.91	73,033.14	71,472.75
Operating Expenses	62,460.04	60,793.90	59,816.61	60,364.76
Operating Profit Before Prov. & Cont.	25,000.40	24,705.74	23,884.64	29,274.24
Provisions & Contingencies	3,153.85	2,700.46	2,602.06	13,511.64
Depreciation	0.00	0.00	0.00	0.00
Tax	5,111.05	5,184.31	5,107.83	-749.25
Fringe Benefit Tax	0.00	0.00	0.00	0.00
Deferred Tax	0.00	0.00	0.00	0.00
Net Profit	16,735.50	16,820.97	16,174.75	16,511.85

Extra-ordinary Items	0.00	0.00	0.00	0.00
Adjusted Profit After Extra-ordinary item	16,735.50	16,820.97	16,174.75	16,511.85

EPS (Unit Curr.)	21.90	22.08	21.28	21.74
EPS (Adj) (Unit Curr.)	21.90	22.08	21.28	21.74
Calculated EPS (Unit Curr.)	21.88	22.04	21.26	21.73
Calculated EPS (Adj) (Unit Curr.)	21.88	22.04	21.26	21.73
Calculated EPS (Ann.) (Unit Curr.)	87.53	88.17	85.04	86.94
Calculated EPS (Adj) (Ann.) (Unit Curr.)	87.53	88.17	85.04	86.94
Book Value (Unit Curr.)	632.00	607.00	603.00	580.00
Dividend (%)	0.00	0.00	0.00	0.00
Equity	764.83	763.08	760.81	759.69
Reserve & Surplus	0.00	0.00	0.00	0.00
Face Value	1.00	1.00	1.00	1.00

Public Shareholding (No. Of Shares)	0.00	0.00	0.00	0.00
Public Shareholding (% in Equity)	0.00	0.00	0.00	0.00
(%) of shares held by GOI	0.00	0.00	0.00	0.00
Pledged/Encumbered - No. of Shares	0.00	0.00	0.00	0.00
Pledged/Encumbered - % in Total Promoters Holding	0.00	0.00	0.00	0.00
Pledged/Encumbered - % in Total Equity	0.00	0.00	0.00	0.00

Non Encumbered - No. of Shares	0.00	0.00	0.00	0.00
Non Encumbered - % in Total Promoters Holding	0.00	0.00	0.00	0.00
Non Encumbered - % in Total Equity	0.00	0.00	0.00	0.00

PBIDTM(%)	88.41	89.04	88.29	81.37
PBDTM(%)	28.74	29.73	29.14	22.05
PATM(%)	22.02	22.73	22.15	23.10

Net Interest Income	30,650.00	30,110.00	29,840.00	29,080.00
Net Interest Margin(%)	3.43	3.46	3.47	3.40
Provision Coverage Ratio(%)	68.00	70.00	71.00	74.00
CASA Ratio(%)	34.00	35.00	36.00	38.00
Capital Adequacy Ratio	19.97	19.77	19.33	18.80
Tier I Capital	18.00	17.80	17.30	16.80
Tier II Capital	1.97	1.97	2.03	2.00

Gross Non Performing Assets	36,018.58	34,250.62	33,025.69	31,173.32
Net Non Performing Assets	11,587.54	10,308.54	9,508.44	8,091.74
(%) Gross Non Performing Assets	1.42	1.36	1.33	1.24
(%) Net Non Performing Assets	0.46	0.41	0.39	0.33
Return on Assets(Annualised)	0.00	0.00	0.00	0.00
Return on Assets	0.47	0.49	0.47	0.49
Current Deposits	267,100.00	275,400.00	267,300.00	310,000.00
Saving Deposits	605,600.00	608,100.00	596,400.00	598,700.00
Term Deposits	1,691,100.00	1,616,600.00	1,515,400.00	1,471,100.00
Total Deposits	2,563,800.00	2,500,100.00	2,379,100.00	2,379,800.00
Total Advances	2,518,200.00	2,495,100.00	2,463,500.00	2,507,800.00

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